Having said this, credit cards can also be potential enemies. At least 5 out of 10 people who have used credit cards will vouch for unpleasant experiences with regard to late fees or spending way beyond what they can afford for themselves. In situations such as these, “Cut those cards up!” become the motto for people who do not know how to use credit card for awesome benefits.
The fact still remains that there is always a middle ground with credit cards. Manage them well, and they will be a boon to you. If you don’t pay the outstanding amount off on time, or happen to miss a payment, you will definitely land yourself in a state where you will owe the bank a huge amount of interest.
If you are already using a credit card, you must make sure you know all possible tactics to get everything that’s worth it without having to pay unnecessary fees and charges. Negotiating your on APR will also save you thousands of Pesos in the long run.
The BDO Visa Platinum Card comes with an EIR (Effective Interest Rate) of 2.5% and the membership fee on the card is waived off for life if you spend Php 420,000 in a year. The privileges and perks on this card are numerous and the most appropriate to use it for everything that the bank is actually offering. Save more by receiving privileged access to airport transfer services, golf clubs and the best lounges in the world.
Discounts at duty free shops at airports are some of the exclusive deals you can lay your hands on with this card. And if these advantages still don’t substantiate the fact that this credit card is really the best credit card in the market today, then you might also want to know that the Visa Concierge Service ensures that you always have a personal assistance when it comes to all your travel related needs such as Hotel Bookings & Car Rentals, Air Travel Assistance, Passport & Visa Service and so on. Simply call the dedicated line for access to a range of concierge services.
True to their word, BDO Visa Platinum Card is high on features and very light on your pocket!