Yes! You read it right. Credit cards are the most delightful gifts you will receive from banks. If you manage to pay your bills on time, they can actually be considered free short term loans. Credit cards help you keep track of your spending habits than with cash; they also allow you to receive a transaction history free of cost. Most credit cards also offer warranty extensions without any additional charges on your purchases. Here’s a lesser known fact - You can get over Php 1,000 worth of benefits you didn’t even know existed, on your credit card. Having said this, credit cards can also be potential enemies. At least 5 out of 10 people who have used credit cards will vouch for unpleasant experiences with regard to late fees or spending way beyond what they can afford for themselves. In situations such as these, “Cut those cards up!” become the motto for people who do not know how to use them for their awesome benefits. The fact still remains that there is always a middle ground with credit cards. Manage them well, and they will be a boon to you. If you don’t pay the outstanding amount off on time, or happen to miss a payment, you will definitely land yourself in a state where you will owe the bank a huge amount of interest. If you are already using a credit card, you must make sure you know all possible tactics to get everything that’s worth it without having to pay unnecessary fees and charges. Negotiating your on APR will also save you thousands of Pesos in the long run. Credit cards from BDO give you all this and more. One such all encompassing card is the BDO Visa Platinum Card. This card is also a travel oriented card and offers a wide range of privileges that is up to our disposal and comes with an elaborate and comprehensive travel insurance coverage for primary and supplementary cardholders providing a cover of up to Php20 million by charging all your travel related expenditure to this card. The BDO Visa Platinum Card comes with an EIR (Effective Interest Rate) of 2.5% and the membership fee on the card is waived off for life if you spend Php 420,000 in a year. The privileges and perks on this card are numerous and the most appropriate to use it for everything that the bank is actually offering. Save more by receiving privileged access to airport transfer services, golf clubs and the best lounges in the world. Discounts at duty free shops at airports are some of the exclusive deals you can lay your hands on with this card. And if these advantages still don’t substantiate the fact that this credit card is really the best credit card in the market today, then you might also want to know that the Visa Concierge Service ensures that you always have a personal assistance when it comes to all your travel related needs such as Hotel Bookings & Car Rentals, Air Travel Assistance, Passport & Visa Service and so on. Simply call the dedicated line for access to a range of concierge services. True to their word, BDO Visa Platinum Card is high on features and very light on your pocket! |
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AuthorAn enthusiast in finance and banking and looking ahead to share & explore more ideas. Archives
December 2015
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